There are numerous reasons to purchase a USAA homeowners insurance policy. Standard policies come with high levels of coverage from damages caused by fire, vandalism, theft, and the majority of weather-related events (except for floods and some other forms of extreme weather). Personal property (such as electronics, clothing, furniture, etc.) are also covered (for up to 75% of the home’s insured value). Up to $5,000 can also be provided for losses incurred due to identity theft. Use the links on this page to get a free quote, sign in to your account, download the mobile app, and more.