Liberty Mutual Health Insurance is one of the companies that fall under Liberty Mutual Group. The insurer only targets specific groups in the USA and overseas. The product is mainly offered through workplace arrangements under the workers compensation program. As one of the options for healthcare coverage, the company offers preferred provider organization (PPO) coverage. This means that the company could pay a reduced rate if you choose to go to a doctor that is not in their network. The medical plans usually include coverage for doctor’s visits, hospitalization, and tests for work-related injuries and illness. You could also choose to have pharmacy covered. This product is not a substitute for a proper health insurance cover.