Guardian Life insurance is available as both permanent and term policies. Term plans are short-term policies that provide coverage for a specific period of time (e.g. 20 years), whereas permanent policies (such as ‘whole’ or ‘universal’) provide guaranteed coverage for life. Learn more about the different types of policies, and specific coverages/benefits by going to the quote page. Current policyholder? Learn how you can access your policy online, make payments, and more on the login page.