Guardian health insurance plans can be used as supplemental policies to standard medical/health insurance. Available policy types include voluntary critical illness, cancer, and hospital indemnity. Voluntary critical illness policies pay the policyholder two lump sums (one for the initial diagnosis of a covered illness, and another for the second diagnosis). Cancer insurance provides lump sum payments for various types of medical expenses (and related costs). Hospital indemnity is ‘guaranteed issue,’ and pays a benefit to the policyholder if they are admitted to a hospital with a covered illness or injury. If you are a current Guardian supplemental health insurance policyholder, learn how to access your policy online via the ‘login’ guide.