Aflac life insurance policies (term and whole) are only available through what’s called ‘work-site payroll deduction’ (i.e. you can only enroll in a policy through your employer). Guaranteed-issue policies are available in select states, and the majority of plans are transferable from employer to employer. Juvenile policies (for children and young adults) are also available. You can request a custom quote online or by directly contacting a local agent. Learn how much insurance you may need by using the life insurance calculator (link and how-to guide posted on the ‘Quote’ page).