Aflac disability insurance allows policyholders to receive income while they are unable to work due to covered injuries/illnesses. Policies can only be enrolled via ‘work-site payroll deduction’ (AKA through your employer). Plans are guaranteed for renewal (up to age 75), and certain states are ‘guaranteed-issue.’ Claims typically get paid in as little as four business days, and select policies features very low weekly rates. If you’re a policyholder, learn how to access your policy online by going to the login guide. Request a free quote by clicking the ‘Quote’ button.